ACE Cash Express ends pay day loans in Maine

ACE Cash Express ends pay day loans in Maine

A competitor states he is been told that the business intends to close both of its stores in Portland and Brunswick.

ACE money Express Inc., which offers monetary solutions directed at low-income residents in Portland and Brunswick, no further is providing short-term that is“payday, workers confirmed Monday.

A Maine-based competitor stated he’s got been told the business intends to shut both of its Maine places in July as an element of a larger move that is downsizing.

ACE, located in Irving, Texas, would not return duplicated telephone calls Friday and Monday looking for remark, but workers at its two Maine shops stated they usually have discontinued payday financing services and referred all questions regarding the insurance policy switch for their corporate workplace.

ACE operates in 31 states additionally the District of Columbia, relating to its site, yet not all those states enable payday financing. The business provides a number of other solutions, including prepaid debit cards, check always cashing, bill re payments, money transfers, money instructions and deposit that is direct.

William Lund, superintendent associated with the Maine Bureau of credit rating Protection, stated he had been unaware that ACE had eradicated loans that are payday. Nonetheless, he stated payday loans are much less lucrative in Maine such as several other states due to a cap that is relatively low the most annual interest lenders may charge.

Federal regulators are proposing brand new guidelines that will make lending that is payday less lucrative, Lund stated.

ACE ended up being charging its pay day loan clients in Maine $15 to borrow $150 for as much as a thirty days, and $25 to borrow $250. (mais…)

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